Mexico · Cost of living · 2026

Cost of living in Mexico

What a month actually costs in Mexico City and Mérida — rent, food, transport, utilities and private health cover. Every figure below is quoted in pesos with a dollar conversion and its source named, so you can check it yourself rather than trust a crowd-sourced average.

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🇲🇽 Mexico City, Mexico — monthly costs

Native Mexican peso figures with a US-dollar conversion. Each line shows where the number came from and when it was last reviewed.

ItemPer month (MXN)Approx. USD
1-bed apartment (city avg)Inmuebles24 / Lamudi published asking rents, CDMX Q4 2025 (portal data — no official INE/INEGI bedroom-level rental statistic exists for CDMX) · reviewed Jul 2026MX$12,000–MX$20,000$692–$1,154
2-bed apartment (city avg)Inmuebles24 / Lamudi published asking rents, CDMX Q4 2025 (portal data — no official INE/INEGI bedroom-level rental statistic exists for CDMX) · reviewed Jul 2026MX$18,000–MX$32,000$1,039–$1,846
Groceries (couple, 1 month)CONEVAL línea de bienestar alimentario urbana 2026 (approx. MXN $2,200/person/mo food line, Feb 2026) + PROFECO Quién es Quién en los Precios canasta básica monitoring; 2-adult household range · reviewed Jul 2026MX$6,000–MX$9,000$346–$519
Dining out (2x/week, couple)Relokato editorial estimate (comida corrida/fonda MXN $80–150/person; mid-range restaurant MXN $200–400/person; CDMX 2026) · reviewed Jul 2026MX$3,000–MX$5,500$173–$317
Public transit (per adult / mo)Sistema de Transporte Colectivo Metro CDMX (MXN $5 single fare, unchanged since 2013) + Metrobús CDMX (MXN $6 single fare); derived monthly ~40 trips mixed Metro/Metrobús; no monthly pass exists · reviewed Jul 2026MX$200–MX$260$12–$15
Utilities (elec, water, internet)Composite: CFE Tarifa Doméstica 1 CDMX Región Central (~MXN $350–550/mo at 250 kWh, subsidized basic/intermediate bloc below DAC threshold) + SACMEX residential water tariff (~MXN $150–400/mo bimestral, varies by catastral zone) + Telmex/Izzi/Totalplay standalone fibre (~MXN $400–700/mo published prices) · reviewed Jul 2026MX$900–MX$1,650$52–$95
Private health insurance (adult)Editorial range from named Mexican insurers' simulator outputs (GNP Seguros, AXA México, MetLife México — no public rate card; major-medical individual plan, age 30–45, CDMX) · reviewed Jul 2026MX$1,500–MX$4,500$87–$260
Illustrative couple, one-bedroom, mid lifestyle$1,460–$2,635 / month

The total adds the one-bedroom rent, groceries, dining out, utilities, two transit passes and two private health policies. It excludes one-off move costs, tuition, car ownership and income tax. Rent is the single biggest variable — a longer lease outside the centre typically lands well below the figure above.

🇲🇽 Mérida, Mexico — monthly costs

Native Mexican peso figures with a US-dollar conversion. Each line shows where the number came from and when it was last reviewed.

ItemPer month (MXN)Approx. USD
1-bed apartment (city centre)Inmuebles24 / Lamudi published asking rents, Mérida Q4 2025 (portal data — no official bedroom-level rental statistic exists for Mérida); Centro Histórico/Montejo higher, outlying colonias lower · reviewed Jul 2026MX$8,000–MX$14,000$462–$808
2-bed apartment (city centre)Inmuebles24 / Lamudi published asking rents, Mérida Q4 2025 (portal data — no official bedroom-level rental statistic exists for Mérida); Centro Histórico/Montejo higher, outlying colonias lower · reviewed Jul 2026MX$12,000–MX$22,000$692–$1,269
Groceries (couple, 1 month)CONEVAL línea de bienestar alimentaria urbana 2026 (approx. MXN $2,200/person/mo food line) + PROFECO Quién es Quién en los Precios; 2-adult household range. Mérida costs slightly below CDMX. · reviewed Jul 2026MX$5,500–MX$8,500$317–$490
Dining out (2x/week, couple)Relokato editorial estimate (Mérida cocina yucateca/local restaurants MXN $60–120/person; mid-range MXN $150–300/person; slightly lower than CDMX) · reviewed Jul 2026MX$2,500–MX$4,500$144–$260
Public transit (per adult / mo)Relokato editorial estimate — TAME/urban bus Mérida, MXN $10–12/trip (no official monthly pass; most expats use car or ride-share in Mérida) · reviewed Jul 2026MX$150–MX$300$9–$17
Utilities incl. A/C (essential)CFE Tarifa 1D Mérida/Yucatán — summer (Mar–Oct) subsidized limit 300 kWh/mo; households with A/C commonly exceed this and risk DAC reclassification (Tarifa DAC 2026: MXN $142.41/mo fixed + MXN $6–7/kWh, no subsidy). Range reflects subsidized usage to heavy-A/C household near or in DAC. Water: JAPAY Yucatán residential tariff. Internet: Telmex/Izzi/Totalplay MXN $400–700/mo. Wide range is real — electricity is the dominant variable. · reviewed Jul 2026MX$1,200–MX$4,000$69–$231
Private health insurance (adult)Editorial range from named Mexican insurers (GNP Seguros, AXA México, MetLife México — simulator outputs only; same market as CDMX) · reviewed Jul 2026MX$1,500–MX$4,500$87–$260
Illustrative couple, one-bedroom, mid lifestyle$1,183–$2,343 / month

The total adds the one-bedroom rent, groceries, dining out, utilities, two transit passes and two private health policies. It excludes one-off move costs, tuition, car ownership and income tax. Rent is the single biggest variable — a longer lease outside the centre typically lands well below the figure above.

How Mexico City and Mérida compare

Same basket, side by side.

CityMonthly total (couple, one-bedroom)
🇲🇽 Mexico City, Mexico$1,460–$2,635
🇲🇽 Mérida, Mexico$1,183–$2,343

Peso totals convert at the current reference rate, so the dollar figures move with the exchange rate as well as with local prices. Mérida runs cheaper on housing but carries year-round air-conditioning in its utilities line, which narrows the gap in the hotter months.

Budgeting for the visa, not just the rent

Monthly cost is one number; residency has its own.

Mexico's temporary residency income test is set against the UMA benchmark in pesos and reviewed each year, so the dollar equivalent shifts with the exchange rate. Solvency can be shown through monthly income or through savings held over a set period, and each dependant raises the requirement. The visa checker walks through which route matches your situation and what evidence each one asks for.

Relokato is a planning tool, not legal, tax or immigration advice. Prices, tariffs and official thresholds change — always verify against the source linked beside each figure before you commit money or file anything.